• Charming Family Home in Rancho Vistoso: A Perfect Blend of Comfort and Convenience,Lora Mwaniki-Lyman

    Charming Family Home in Rancho Vistoso: A Perfect Blend of Comfort and Convenience

    $465,000 4 Beds | 3 Baths | 2,301 SqFt 12996 N DESERT OLIVE Drive, Oro Valley, AZ 85755 Active Nestled in the serene and highly sought-after Rancho Vistoso Community, this delightful 4-bedroom, 3-bathroom home at 12996 N Desert Olive Drive, Oro Valley, AZ 85755 is a hidden gem waiting for you. With

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  • Your Guide to Homeownership in Six Simple Steps,Lora Mwaniki-Lyman

    Your Guide to Homeownership in Six Simple Steps

    1. Assess Your Financial Readiness Before you start searching, get a clear picture of your financial health: Review Your Credit Score: Higher scores unlock better mortgage terms. Understand Debt-to-Income Ratio (DTI): Lenders prefer a manageable DTI, which reflects how much of your income goes to de

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  • How Inflation Affects Mortgage Rates,Lora Mwaniki-Lyman

    How Inflation Affects Mortgage Rates

    INTRODUCTION Inflation is a critical factor that influences the broader economy, including mortgage rates. As inflation rises, the purchasing power of money decreases. A persistant rising in prices during and after COVID due to tight supply chains and Covid-related shutdowns prompted the Federal Res

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